TL;DR — 15 Second Read
- →Scammers trick victims into installing screen sharing apps like AnyDesk or TeamViewer
- →They gain full control of your phone and access banking apps
- →Never share your screen or OTP with unknown callers
A new type of UPI scam is rapidly spreading across India, where attackers use screen sharing apps to gain full control of a victim’s smartphone. Once access is granted, scammers can view sensitive information, steal OTPs, and transfer money within minutes. If you use UPI apps like Google Pay, PhonePe, or Paytm, this scam can directly affect you.
How to Fix
Step-by-step remediation
- 1Immediately disconnect the call and uninstall any suspicious apps
- 2Turn off internet (mobile data/Wi-Fi)
- 3Check your banking apps for unauthorized transactions
- 4Call your bank and block your account if needed
- 5Report the fraud on:
👉 https://cybercrime.gov.in
- 6Change all important passwords (banking, email, UPI apps)
What happened
This scam works by manipulating victims into installing remote access or screen sharing apps.
Step-by-step attack flow:
1.The attacker calls pretending to be from a bank, customer care, or service provider
2.They claim there is an issue with your account or offer help/refund
3.They ask you to install apps like AnyDesk, TeamViewer, or QuickSupport
4.Once installed, they request a screen sharing code
5.After gaining access, they can:
- See your screen
- Read OTP messages
- Open banking apps
6.They initiate transactions and complete them using OTP visible on your screen
Real-World Impact
This scam has already affected thousands of users across India.
Victims lose money within minutes
In many cases, users don’t realize what happened until it’s too late
Scammers often target:
- Elderly users
- People unfamiliar with technology
- Users expecting refunds or support
In some reported cases, users lost their entire bank balance after unknowingly giving access to scammers.
🛡️ Prevention Tips
Never install apps suggested by unknown callers
Never share screen access with anyone
Do not share OTPs under any circumstance
Banks NEVER ask you to install remote apps
Verify customer care numbers from official websites only
FAQs
1. What is a screen sharing UPI scam?
It is a fraud where attackers gain access to your phone using remote apps and steal money via UPI.
Can I recover money lost in a UPI scam?
In some cases, yes—if reported immediately to your bank and cybercrime authorities.
Are apps like AnyDesk or TeamViewer dangerous?
No, they are legitimate tools—but scammers misuse them for fraud.
How do I report a UPI scam in India?
You can report it at: 👉 https://cybercrime.gov.in or call 1930 (India cybercrime helpline)
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